$ads={1}
Job Summary
The Assistant Banking Officers (Marketing) is responsible for the profitability of the branch’s CM business and the satisfaction of all customers. The Assistant Banking Officers (Marketing) is responsible for the Daily mobilization of deposits and canvas for deposit retention, Open new accounts, Monitor customer’s daily activities, Implement daily customer visitation plans, Receive loan applications, Schedule loan appraisal visits and prepare appraisals, Conduct customer’s creditworthiness assessment through careful inspection of the viability of his products, services, sales, purchases, and cash flow and Prepare list of selected loan applicants and recommend those with potential to the Team Leader etc.
Duties and responsibilities
▪ Generating demand deposits, Mortgage and other risk assets.
▪ Clientele base generation and improvement.
▪ Follow up relationship on new and existing customer base.
▪ Have and demonstrate excellent customer relationship.
▪ Have transferable customer base.
▪ Maximize loan production through management of branch staff
▪ Oversee branch administration, sales and processing activity to ensure compliance with policies, procedures, laws and regulations
▪ Analyze branch financials and monitor/control expenses to maximize and maintain the profitability of the branch
▪ Formulate and implement a branch business plan, to include staffing and a market penetration strategy for lead development, prospect to client conversion, and client to close conversion
▪ Identify and establish new referral sources through a variety of sales efforts including but not limited to prospecting real estate brokers, developers, builders and financial planners, to solicit referrals for mortgage loans
▪ Regularly participate in business development activities with professional organizations to
maintain a network of quality business relationships that serve as a recurring source of referrals for new mortgage lending opportunities
▪ Attract new borrowers through social media, informational mailings, advertisements, seminars
focused on home buyers and participation in community efforts to promote home ownership
▪ Cultivate repeat business from existing base of borrowers
Skills/Knowledge
▪ Extensive knowledge of current mortgage loan regulatory requirement/guidelines, residential loan products, loan processing functions, underwriting and closing procedures
▪ Proven track record in meeting sales objectives in the mortgage environment
▪ A strong base of business, including Realtors, builders and personal referrals and knowledge of the local real estate market
▪ Strong organizational and time management skills
▪ Able to interpret a customer’s needs
▪ Able to comprehend and analyze complex financial data and provide financial alternatives
▪ Able to make sound decisions
▪ Able to learn and adapt to market changes quickly
▪ Able to read and interpret various loan documents such as promissory notes, regulatory and legal directives and other loan documents
▪ Able to apply basic math; calculate figures and amounts such as discounts, interest, ratios,
commissions and percentages
▪ Able to write correspondence and to effectively present information to employees and management
▪ Able to work well under pressure, and meet multiple and sometimes competing deadlines
▪ Basic computer skills required: word processing, email, and mortgage software
Education/Experience
▪ A good University Degree in any relevant discipline
▪ Marketing/sales skill in a financial/mortgage Bank is required.
▪ Master’s degree and professional qualifications are added advantage;
▪ Three (3) years of banking experience with emphasis on Sales/Marketing and deposit mobilization
▪ Knowledge of retail banking and financial market analysis
▪ Vast understanding of mortgage business generally is an added advantage
▪ Drive the growth of the branch in line with the established global and strategic objective of the Bank.
▪ Marketing/Sales skill in a Financial/Mortgage Bank is required.
▪ A minimum of 1 year of experience within the mortgage industry
Job Type: Full-time
Salary: ₦250,000.00 - ₦350,000.00 per month
Ability to commute/relocate:
- Lagos: Reliably commute or planning to relocate before starting work (Required)
